Current Student
Payment Options
Students and their families have several options for paying their student account. We invite you to contact our office to discuss and determine which payment option(s) are best for you and your family.
When monthly billing statements are ready to view, students and their authorized users will receive an email, usually around the first business day of the month. These statements will include Fall Term in August, Winter Term in December, and May Term in February.
- Access Your Statements & Account
- Cost of Your Education
- Payment Options
- Purchasing, Budgets & Expenses
- Related Offices & Services
- Financial Aid
- Student Employment
- Rental PropertiesSummary of Charges
- Wartburg ID/All Campus Spending
Payment Deadlines
| Term | Payment Due Date |
|---|---|
| Term: Fall 2026 | Payment Due Date: Aug. 20, 2026 |
| Term: Winter 2027 | Payment Due Date: Dec. 20, 2026 |
| Term: May 2027 | Payment Due Date: Feb. 20, 2027 |
| Term: Summer 2027 (Graduate) | Payment Due Date: April 20, 2027 |
| Term: Summer 2027 (Undergraduate) | Payment Due Date: May 20, 2027 |
Finance charges of 1.5% are assessed on balances older than 30 days. If the balance cannot be paid in full by the due dates listed, please consider the payment options listed below.
How to Make a Payment
To ensure the timely receipting of all payments to students’ accounts, please include the student’s Wartburg ID number and name.
Checks can be made payable to Wartburg College. Payments can be directed to Luther Hall 212 or mailed to:
Wartburg College
Attn: Business Office
100 Wartburg Blvd
PO Box 1003
Waverly, IA 50677-0903
Payments can be made via direct debit from a bank account (e-check) and/or debit or credit card through the Transact website. Click to view Transact instructions.
Direct Debit from Bank Account (e-check): Payment can be madae via an electronic check option using your bank’s routing number and your checking or bank account number. There is no processing fee.
Debit or Credit Card: Payment can be made via debit or credit card. Transact accepts MasterCard, VISA, American Express, and Discover. There is a 3% service fee. The processing fee will be stated during the checkout process and is in addition to the payment amount. This fee is levied by SmartPay, the payment processor, and not the College. Credit and debit card payments cannot be accepted in the Business Office at this time.
Wartburg College offers a secure, convenient, and interest-free monthly e-payment plan to help students and families manage education expenses. Payment plans allow you to spread your student account balance over time, making it easier to budget throughout the term. No finance charges are assessed as long as the plan remains active and in good standing.
Once payment plan enrollment opens for each term, students will receive an email with instructions to sign up. Students can also authorize parents, guardians, or other trusted adults to access and participate in their payment plan.
Payment plans are administered through Transact. Click here for step-by-step Transact instructions.
| Term | Payment Duration | Enrollment Deadline |
|---|---|---|
| Fall Term 5-Month Plan Plans divide the account balance at the time of enrollment across the five months of the plan, which makes payments even more manageable. | 5 months July-November | Enrollment Deadline: July 19 |
| Fall Term (standard) Plans divide the account balance at the time of enrollment across the months remaining in the plan. | 4 months August-November | Enrollment Deadline: Aug. 19 |
| Winter Term (standard) Plans divide the account balance at the time of enrollment across the months remaining in the plan. | 5 months December-April | Enrollment Deadline: Dec. 19 |
| May Term Travel Course Plans are based on anticipated costs for elective May Term travel courses. | 2-9 months August-April | Enrollment Deadline: Based on Start Date |
| Summer Term Plans divide the account balance at the time of enrollment across the months remaining in the plan. | 2-5 months April-August | Enrollment Deadline: Based on Start Date |
Payment Details
- Payment plans are established on a per-term basis. A separate payment plan enrollment and $35 nonrefundable activation fee are required each term.
- The first payment along with a $35 nonrefundable activation fee is due upon initial enrollment in a payment plan.
- Subsequent payments are due on the 20th of each month.
- If the 20th falls on a weekend or holiday, payments will be processed on the next business day.
- A payment plan concludes after the final scheduled payment for that term is made.
Payment Options
You may choose to set up automatic payments (direct debit) in which payments are automatically drawn from your bank account on the due date. If automatic payments (direct debit) are not elected, payments must be manually initiated within 10 days after the due date to avoid a $10 late fee charged by Transact.
Account Adjustments
- Credits or refunds applied after enrollment will automatically recalculate and reduce future monthly payments.
- New charges added after enrollment must be addressed by the plan owner:
- You may provide authorization in Transact to spread the additional balance over the remaining payments of the plan, or
- Pay the new charges separately.
Customized Payment Plans
Customized payment plans are available for families who wish to share financial responsibility (i.e. between parents or between a parent and student). These plans allow each party to pay a designated portion of the balance over time. To learn more about customized payment plans, please contact the Business Office at (319) 352-8411.
529 Education Savings plans can be used as a payment method in Transact for one-time payments and payment plans. Contact your 529 plan agency to arrange distribution of the funds to the College.
Many schools, employers, individuals, private companies, nonprofits, communities, religious groups, and professional and social organizations offer scholarships. These scholarships can help students manage expenses and reduce the need for loans. Outside scholarship opportunities are posted on our Wartburg College Financial Literacy Facebook page. We also post reputable search sites.
Students should notify the Financial Aid Office of gift assistance from outside organizations by completing the Outside Scholarship Form (PDF). Please remember federal regulations require all scholarships to be reported as a financial resource.
Outside scholarships being mailed to Wartburg College should include the student’s name and Wartburg student ID number to ensure timely application. Checks should be mailed to:
Wartburg College
Attn: Financial Aid
100 Wartburg Blvd.
PO Box 1003
Waverly, IA 50677-0903
Outside Scholarship questions can be directed to Financial Aid at finaid@wartburg.edu or 319-352-8262.
If you were offered Federal Direct Loans (student) as part of your financial aid offer, login to Net Partner to accept or decline the loan(s). If accepting the loan(s) and you are a first-time borrower of Direct Loans, you will need to complete a Direct Loan Master Promissory Note (MPN) and Entrance Counseling using your (student) FSA ID.
If you plan to use a Private Loan (student or parent/sponsor) or Federal Parent Loan (PLUS) (biological parent or stepparent listed on FAFSA) to pay on your student account, we encourage you to begin applying for these loans in early June and complete applications by July 1 to ensure the funds are applied to your student account timely.
Loan questions can be directed to Financial Aid at finaid@wartburg.edu or 319-352-8262.
Third-Party Payments
If you qualify for veteran’s benefits, vocational rehabilitation, or other such programs, they may help cover the cost of your education.
Steps to Take:
- Apply for Your Benefits
- Go to www.gibill.va.gov; select “Apply for Benefits.”
- To have a paper application mailed to you, call 1-888-422-4551.
- Submit your Certificate of Eligibility to Wartburg’s Registrar’s Office.
- Confirm enrollment the last day of each month. Call 1-800-823-2378 or go to www.gibill.va.gov.
- Complete separate application for State benefits.
Student Employment
All full-time degree-seeking students are eligible to participate in the student employment program regardless of their Federal Work- Study (FWS) or Campus Employment (CE) eligibility. Students are responsible for securing their own on-campus job on Handshake, and working the respective number of hours per week to earn their full student employment award, as noted on their financial aid offer letter. These awards are not automatically applied to students’ tuition accounts.
Students will be compensated on the 14th of each month for hours worked in the previous month (i.e. paid Oct. 14 for hours worked Sept. 1-30). Students are required to sign up for direct deposit, the student payroll deduction agreement, or a combination of both. No paper paychecks will be issued. Direct deposit is the electronic transfer of wages to a student’s personal checking or savings account at a banking institution of their choice. The Student Payroll Deduction Agreement (PDF) is the electronic transfer of a percentage (25%, 50%, 75%, or 100%) of wages to their student account each month. Finance charges will be suppressed for the duration of the payroll deduction agreement, as long as wages are being applied to their student account each month.
International payments can be safely tracked and processed through Flywire. Students and families can also enjoy the benefits of reduced bank fees and exchange rates on international payments through Flywire.