Loan Process for Students and Parents

Students:  Wartburg College uses the William D. Ford Federal Direct Loan Program for all Stafford loans.  There are two easy steps for you to complete the process.  Both steps are completed on the same website so read through the directions prior to following the links.

Step 1:  Financial Aid will originate your Stafford Loan once you have registered for classes and have completed an electronic Master Promissory Note (eMPN).  This eMPN will be used for all subsidized and unsubsidized Federal Stafford loans.  This form needs to be completed ONCE at Wartburg. Subsequent Stafford loans accepted by you will be automatically processed under the same eMPN in future academic years.  Complete federal Stafford loan eMPN.

Step 2:  In order to receive Stafford Loan funds on your student account you will need to complete an Entrance Counseling session. You will need to SIGN IN and select the Entrance Counseling option to begin the process.  You will complete this process only ONCE at Wartburg.

Upon completion of the eMPN and Entrance Counseling loan funds will be disbursed through an electronic funds transfer (EFT) to your student account at the beginning of each term.

Parents: Wartburg College participates in the William D. Ford Federal Direct Loan Program.  If you wish to borrow on behalf of your son or daughter in the federal Parent Loan for Undergraduate Students (PLUS) program please complete the following the steps.

Step 1: Step 1: All NEW and PREVIOUS parent borrowers will need to complete a PLUS loan application AFTER JULY 1. The application process determines credit eligibility. You will be required to use your FSA ID . Complete the federal PLUS application.

Step 2:  All NEW and PREVIOUS parent borrowers will also need to complete a PLUS loan request form. This form needs to be completed each time you wish to borrow a new amount.  Once completed, please fax or mail this form to the Financial Aid Office.


Step 3:  All NEW Parent borrowers need to complete an eMPN.  You will be required to use your federal PIN to complete the eMPN. If you completed an eMPN during the 2012-13 year, you do not need to complete another eMPN.

Loan Regulations

Wartburg College is required by federal regulations to comply with individual lender terms and cannot certify a loan for more than your eligibility as determined by the student cost of attendance minus any other available financial aid. Wartburg College does not participate in revenue-sharing practices, referral fee arrangements, or private loan application fee payments.

Code of Conduct for Educational Loans